You own the land. You own the home.
Factory-built homes on titled land follow the same mortgage path, carry the same equity, and close the same deed as any other Michigan home. Here is what that means for you.
Same title rights. Different build timeline.
Every MMHDG home is permanently affixed to its parcel. The land and structure transfer together under a single deed—the same legal structure as any site-built home in Michigan.
A factory-controlled build environment reduces cost and compresses the timeline from approval to keys. That difference in delivery does not change what you own or how lenders treat it.
Straight answers on factory-built ownership
Is this the same as a mobile home park?
Can I get a conventional mortgage?
Who qualifies for these homes?
No. MMHDG homes are permanently installed on privately owned lots. You hold title to both land and structure. There is no lot rent, no park management, and no lease arrangement.
Yes. MMHDG prepares a documentation package—comparable sales, title structure, and regulatory classification—so your lender has everything needed to underwrite a standard mortgage.
Households earning 60–120% of area median income who meet standard mortgage qualifications. No subsidy enrollment required—attainable pricing is built into the cost structure.
Ready to ask about available homes?
Municipal projects are added as they reach the purchase stage. Reach out directly and we will confirm which sites are currently open to buyer inquiries.